Legal terms of damage and liability as the basis for the creation of environmental insurance products
DOI:
https://doi.org/10.12775/PPOS.2016.010Keywords
environmental damage, environmental liability, environmental insuranceAbstract
The provisions of the Civil Code and environmental law on liability for harm to the environment determine a range of insurance cover and, therefore, are sufficient basis for the creation of liability insurance products (third party insurance). However, it is not enough for other types of environmental insurance. The factors of freedom to contract and insurance law barriers also need to be considered when creating further insurance products (first party insurance). The scope of these products and their attributes are nowadays difficult to predict, because of still changing legal and economic factors, that determine demand and supply on the insurance market.References
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