KOSZTOWNIAK, Aneta M. LEGAL AND INSTITUTIONAL FRAMEWORK OF ESG AS A STRATEGIC AND COMPETITIVE CONDITIONS FOR THE DEVELOPMENT OF FINANCIAL INSTITUTIONS. Ekonomia i Prawo. Economics and Law. Online. 30 September 2026. Vol. 25, no. 3, pp. 475- 495. [Accessed 8 October 2026]. DOI 10.12775/EiP.2026.22.