SOLARZ, Małgorzata; ADAMEK, Jacek. Determinants of digital financial exclusion as a barrier to the adoption of mobile banking services in Poland. Ekonomia i Prawo. Economics and Law, [S. l.], v. 21, n. 2, p. 503–525, 2022. DOI: 10.12775/EiP.2022.028. Disponível em: https://apcz.umk.pl/EiP/article/view/37471. Acesso em: 8 jul. 2025.