ORDAZ, José Antonio; DEL CARMEN MELGAR, María. The Utility of Zero-Inflated Models in the Estimation of the Number of Accidents in the Automobile Insurance Industry. Equilibrium. Equilibrium. Quarterly Journal of Economics and Economic Policy, [S. l.], v. 5, n. 2, p. 181–194, 2010. DOI: 10.12775/EQUIL.2010.034. Disponível em: https://apcz.umk.pl/EQUIL/article/view/EQUIL.2010.034. Acesso em: 8 jul. 2025.