HU, Changjie, CHEN, Zhu and CAO, Ting. Tangibility, Risk, Resilience, and Growth in U.S. Credit Unions: Evidence from Planned and Shock-Driven Non-Loan Assets. Copernican Journal of Finance & Accounting. Online. 14 June 2026. Vol. 15, no. 2. [Accessed 15 June 2026].