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OLSZAK, Małgorzata, ROSZKOWSKA, Sylwia and KOWALSKA, Iwona. THE JOINT EFFECT OF BORROWER TARGETED MACROPRUDENTIAL INSTRUMENTS AND CAPITAL REGULATIONS ON PROCYCLICALITY OF LOAN-LOSS PROVISIONS. Copernican Journal of Finance & Accounting. Online. 6 March 2019. Vol. 7, no. 3, pp. 29-53. [Accessed 11 January 2025]. DOI 10.12775/CJFA.2018.014.