Ciechan-Kujawa, M. 2013. Present state and perspectives of financing for SME sector in Kuyavian-Pomeranian. Acta Universitatis Nicolai Copernici Ekonomia. 44, 2 (Dec. 2013), 303–318. DOI:https://doi.org/10.12775/AUNC_ECON.2013.020.